We offer a range of Affordable Life Insurance policies tailored to meet your unique needs. Whether you’re starting a family, planning for your children’s education, or preparing for retirement, we have the perfect solution for you.
✅ Term Life Insurance
✅ Whole Life Insurance
✅ Universal Life Insurance
✅ Long-Term Care Insurance
✅ Disability Insurance
✅ Supplemental Medicare
✅ Retirement Planning
✅ College Planning
✅ Annuities Fixed & Indexed
✅ Estate Planning
✅ Business Needs Insurances
Feature | Term Life | Whole Life | Universal Life |
---|---|---|---|
Coverage Length | 10–30 years | Lifetime | Lifetime |
Cash Value | ❌ None | ✅ Yes | ✅ Yes |
Premiums | Fixed | Fixed | Flexible |
Cost | 💲 Lowest | 💲💲 High | 💲💲 Moderate–High |
Flexibility | ❌ No | ❌ No | ✅ Yes |
It typically pays for services such as:
You generally qualify for benefits when you can’t perform 2 out of 6 ADLs:
Independent: We work with many insurance companies, not just one.
More Options: We can shop around and find you the best policy, price, and coverage.
Unbiased Advice: We focused on what’s best for you, not pushing a single company’s product.
Help with Underwriting: We know which companies are more lenient if you have health issues, risky jobs, etc.
Personalized Service: We get 1-on-1 help to figure out exactly what fits your situation.
Can Save You Money: We often find you better rates or policies with better features.
✅ Best if you want to compare companies, save money, or have any special health/financial situation and want to get the best protection, best deal, and best fit CALL RyanKing.life @ 310 770-3719
Founded with the ambition to redefine life insurance and financial services through integrity, innovation, and care. get your life insurance today.
Not necessarily. If you have no children or dependents whom you support financially, you might not need a life insurance policy after all. Life insurance aims to provide a solution for those who seek income replacement, mortgage protection, estate planning, leaving a legacy, or burial expenses. However, if someone you love is dependent on you financially, you need life insurance. Free consultation CALL NOW 310.770.3719
Insurance Question
Buying a term life or a combination of term and permanent insurance may help you pay a lower premium. Buying a policy early in life is also a good way to ensure a lower premium. The older you are, the higher the premiums, and the more risk you have of developing a health condition that could increase your premium even more or disqualify you from getting coverage at all. Free consultation CALL NOW 310.770.3719
Insurance Question
Permanent policies are typically the best option if you are looking for life-long protection, or an option to accumulate a tax-deferred cash value. A portion of the premium of a permanent policy is used to build up a cash value. The cash value can be used in several different ways, including allowing you to take out a loan against the cash value, or paying your premium after your policy is fully paid up.
Insurance Question
Provide your loved ones with the financial security they deserve. Our life insurance policies offer peace of mind, ensuring that your family is protected from life’s uncertainties.
Licensed to Serve Your Life & Health Needs
16055 Ventura Blvd #1142 Encino, CA 91316